What to Expect in the IC 38 Online Exam: Step-by-Step Guide from Login to Remote Proctoring & Submission
What to Expect in the IC?38 Online Exam: From Login to Logout The IC?38 Insurance Agent exam, mandated by IRDAI, is now fully online. Whether you're preparing with ic 38 mock test, understanding the entire exam flow will reduce panic and improve performance. Exam Mode: Online or Offline? The IC?38 exam is computer-based and administered entirely online. There is no offline (pen-and-paper) version. During the exam, the questions appear on-screen, and you select answers using a mouse or keyboard. IRDAI has authorized remote proctoring by NSEIT, allowing candidates to take the IC?38 exam from home via webcam monitoring. In pilot cities like Delhi, remote proctoring is already being implemented. Registration & Login Process ? Pre-exam registration: You enroll with an IRDAI-approved insurer or agency, complete mandatory training (50 hours for single-stream, 75 for composite), and pay fees. ? Access credentials: Before exam day, you’ll receive login details via email/SMS or through the Insurance Institute portal. ? Day of exam: Log in to the secure portal at the scheduled slot. Expect identity checks - uploading an ID like Aadhaar or PAN and enabling webcam and mic. Technical Requirements & Remote Proctoring For remote online exams, you're required to have: ? A reliable internet connection ? A webcam & microphone ? A desktop/laptop with minimal background distractions Proctors monitor via webcam to ensure compliance - no mobile phones, no unauthorized materials, and no audio/video interruptions. Exam Interface – What You’ll See ? Instruction screen: Displays rules (no cheating, remote monitoring, time limits). ? Start button: Locks in credentials and begins the timer. ? Question panel: Shows 50 multiple-choice questions, each with four options. ? Timer display: You have 60 minutes for the entire exam. ? Navigation: You can move between questions freely, flag them for review, and change answers before submitting. 5Calculator & Tools ? No external calculators allowed. Basic calculation functionality may be built into the platform, but do not rely on external calculators. ? You can use the flagging tool to mark tough questions and return later. Marking, Negative Marks & Passing Criteria ? Marks: 1 mark per correct answer; no negative marking, so answer everything. ? Passing score: Minimum 35% (18/50) or 40% (20/50), depending on the syllabus version. ? Passing earns three-year validity on your insurance agent license. 7. Submission & Logout ? After 60 minutes - or sooner if you finish and click Submit - the system locks in your responses. ? You should receive instant score on-screen, and an official result follows via email or portal. ? System logs you out, ending the session. 8. Post-Exam Experience ? Result notification: Immediate provisional score; official certificates (TCC) come via portal/mail. ? Remediation: If you fail, you can retake the online test, but must redo any required training. ? Renewal: License is valid for three years - renewal happens via 25 hours of refresher training, not another test. FAQs 1. How is the IC?38 exam conducted – online or offline? It’s a fully online computer-based test - no offline version exists. 2. Is remote proctoring available for IC?38 exams? Yes. IRDAI has approved remote, webcam-monitored exams via NSEIT in select pilot cities, including Delhi. 3. Can I use a calculator in the IC?38 online test? External calculators are not permitted. Some test platforms include basic built-in tools, but don’t rely on them. 4. What ID proof is needed for IC?38 registration? You’ll need valid government-issued photo ID - Aadhaar, PAN, or other recognized proof—both for initial registration and before the exam. 5. Will there be a webcam during the online exam? Yes. Remote proctored tests require your webcam and mic to remain on. Proctors monitor your environment in real time. ??Tips to Ace the IC?38 Online Exam ? Do full IC?38 mock tests, including ic 38 mock test in english or regional languages. ? Familiarize with exam interface and timer practice. ? Simulate remote proctoring settings: clean background, no distractions. ? Flag and revisit tougher questions. ? Leverage no-negative marking - answer every question, even if by educated guess. The IC?38 online exam is designed for accessibility and standardization. With remote proctoring, you can take it from home - just ensure your setup meets technical and environmental requirements. Utilize regular IC 38 mock tests to build familiarity with format, pacing, and tools. By simulating real-exam conditions, you’ll reduce anxiety, sharpen accuracy, and be well prepared for the 50-question, 60-minute online challenge that determines your insurance agent license. Stay calm, stay prepared - and best of luck cracking the IC?38 exam on your first try!