What Is the IC 38 Insurance Agent Exam?
The IC 38 exam is conducted by IRDAI (Insurance Regulatory and Development Authority of India) and is mandatory for anyone who wants to become a licensed insurance agent. It tests your knowledge across various types of insurance:
- Life Insurance.
- General Insurance.
- Health Insurance.
The exam covers industry principles, ethics, product types, customer service, and regulatory framework.
Free IC 38 Mock Test – Try Before You Buy
What’s Included in Our Free IC 38 Insurance Exam Mock Test?
We understand you want to experience the quality before investing. That’s why we offer a Free IC 38 Mock Test containing 20 updated questions from the 2025 syllabus.
● Covers life, general, and health insurance topics
● In English and aligned with current exam structure
● Based on real exam pattern
● Instant access — no waiting, no hidden cost
Why Take a Free Sample Test First?
● Build familiarity with the format
● Measure your readiness
● Experience our explanations
● Gain confidence in your preparation
Full IC 38 Exam Mock Test Package – Why It Works
Once you’ve tried the free test, upgrade to our premium IC 38 mock test package and unlock:
What's Included in the Paid Package?
● 10 Full Mock Tests
● 500 Practice Questions (50 questions per test)
● 15 Attempts per Mock Test
● 24x7 Access on Mobile & Desktop
● Updated 2025 Syllabus Coverage
Pricing Plans
● ₹599 for 15 Days Access
● ₹699 for 30 Days Access
You get value, volume, and variety—everything you need to pass the exam with flying colors.
Key Features That Make NISMExams.in the Best for IC 38 Exam Prep
1. Explained Questions with Answers
Every question is followed by a clear explanation, reference to case studies or real-world scenarios, and key learning points.
2. Covers All Modules
Be it IC 38 Life Insurance, General Insurance, or Health Insurance, our tests are segmented and categorized for each sub-topic.
3. Case Studies & Numericals
We provide realistic case studies, just like the ones asked in exams. Practice risk analysis, claim settlement procedures, and customer servicing.
4. Expert Curated Notes & Videos
● Chapter-wise PDF notes
● Short revision summaries
● Optional video explanations*
Who Should Take the IC 38 Mock Test on NISMExams.in?
● IRDAI aspirants
● LIC, SBI Life, HDFC, Kotak, or ICICI agents
● Insurance professionals looking to get certified
● Anyone looking for insurance license in India
● Students and fresh graduates interested in BFSI careers
Sample IC 38 Insurance Agent Exam Questions
Life Insurance Example
Q: What is the main purpose of life insurance?
A: To provide financial protection to the nominee upon the death of the policyholder.
General Insurance Example
Q: What does ‘Indemnity’ mean in general insurance?
A: Compensation for actual loss suffered, without profit.
Health Insurance Example
Q: What is a ‘waiting period’ in health insurance?
A: The time duration after policy purchase before certain conditions are covered.
How Much Time Should You Spend on IC 38 Exam Preparation?
The ideal preparation window is 7–15 days, depending on your familiarity with insurance concepts.
● New to insurance → Start with free mock test → Upgrade to premium
● Already working in the field → Take 3–4 full mock tests, revise notes
● Students → 10–12 days + 5 mock test attempts minimum
Success Stories – Real Results from Real People
“I cleared the exam on my first attempt with 88%! The explanations were amazing.” — Vikas Sharma, Jaipur
“Mock tests on NISMExams.in helped me identify weak areas. Scored 82%!” — Sneha Menon, Kochi
“I work full-time. The flexibility to practice anytime was a game-changer.” — Rakesh Patel, Mumbai
Why Choose NISMExams.in Over Others?
● Trusted by 2,000+ students
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Try Our Free IC 38 Insurance Exam Mock Test Now
Ready to unlock success? Get full access at just ₹599 for 15 days or ₹699 for 30 days!
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Frequently Asked Questions (FAQs)
1. What is the IC 38 exam?
It is a mandatory certification exam conducted by IRDAI for individuals aspiring to become licensed insurance agents in India.
2. Can I take a free IC 38 mock test on your site?
Yes. We offer a free 20-question IC 38 sample test aligned with the latest 2025 syllabus.
3. How many questions are in the full IC 38 mock test package?
Our premium plan includes 500 questions across 10 mock tests, each with 50 questions.
4. Are the questions updated for 2025?
Absolutely. All questions are curated and updated by our in-house experts based on the latest syllabus.
5. Do you provide explanations for answers?
Yes. Every question includes detailed explanations, reference materials, and relevant case examples.
6. How many attempts do I get?
You can attempt each mock test 15 times within the subscription period.
7. Is the IC 38 exam difficult to crack?
Not if you prepare smartly. Our 98% pass rate speaks for itself.
8. Do you offer IC 38 mock tests in English?
Yes. All our mock tests are available in English, optimized for the 2025 IRDA format.
9. Will I get support if I face any issues?
Yes, we offer email and WhatsApp support for all students.
10. Can I switch from free to paid instantly?
Yes. After trying the free version, just click “Buy Now” to access the full premium mock test series.